Gold for the Win With Swiss America Trading

Guest post in our financial series. Enjoy! – Kimberly

If you are anything like me, watching your hard earned stocks drop all year has been a disheartening end to an already catastrophic pandemic. I started investing at the start of the virus as a way to protect some of the stimulus money I was receiving. During that time, it has been fun to watch the stocks drop and rise, never losing more than a few points here and there. 

This year is a different story. As of last week the Dow was down .28%, bitcoin was down 7.99%, Nasdaq was down 3.86% and S&P 500 was down 1.27%. The crisis in Ukraine, mixed with high inflation and a still recovering world has caused the markets to be unpredictable at best, downright dangerous at worst. After watching my money wax and wane for two years, seeing it drop significantly in that short amount of time, made me realize I needed a change. 

I am not a financially savvy individual, so when I make investments, I am diligent about how and what I am planning on investing in. I liked the thrill of the stock market, but it was time to find something with a little less risk. That’s when I decided to look into gold. 

Why Gold? 

Obviously, I am not selling the stocks I already have, that would be a loss of investment. But as tax season rolls around, I plan on taking that nice little return, and investing it in gold. Why gold, you may ask? Simple, as stated in that article, gold is safer. It doesn’t rise and fall with the markets. So, while I will keep my stocks and hope for a rise, it is time in my adult-life to diversify my portfolio and buy some gold as well. Gold started as the standard for our modern world. It was the way international exchanges were gauged, but recently, with set exchange rates, it is a separate commodity. Continue reading

Shocking Ways Personal Brands Will Make You a Better Leader

Guest post in our leadership series. Enjoy! – Kimberly

Shocking Ways Personal Brands Will Make You a Better Leader creates a thoughtful perspective on the future of leadership development.

After decades worth of studying leadership development and career advancement, there is a powerful truth that presents itself. Anyone in a leadership role that wants to be a better leader should understand this basic principle. Shocking ways personal brands will make you a better leader is the easiest way to command attention from a team regardless of how many people you lead.

Let’s look at leadership from two main perspectives. The first perspective is the individual perspective. This is otherwise known as a personal brand. The second perspective is the collective or team where each individual contributor adds to the greater whole. Somewhere in the middle is where it seems to go off the rails. Good leaders can get distracted when they need to keep it simple. The shocking truth is that being a better leader is easier when you focus on personal brands. Here’s how we do it!

The basic objective in leadership is to get the individual contributors to effectively and productively work toward the common goal with less effort. Turning this complicated task into a simple solution is easy. The right approach leads to simplicity. Let’s consider the shocking ways personal brands will make you a better leader by focusing on personal brands.

Shockingly Simple Ways to Use a Personal Brand to Lead

Anyone in a leadership position may already know the difficulty that comes when leading teams of individual contributors. The bigger the team, the more difficult the task. Using a simple approach repeatedly makes you a better leader.Continue reading

Drowning Statistics and Prevention

Contributed article in our social services series. Enjoy! – Kimberly

As leaders, we have a duty to be more responsible than others, even when we’re relaxing at the beach or on a boat.

As such, it’s important to learn drowning prevention tips to help ourselves and others, with what is an easily-avoidable cause of death.

Below, we’ll give some drowning statistics to show you exactly what’s at stake, and then we’ll help you do your part in preventing some of these terrible accidents.

(The post below is an excerpt. If you want to know more, you can read the full article on Happiness Without.)

Drowning Statistics

General Statistics

  • 320,000 people drowned worldwide in 2016
  • Approximately ten people drown every day in the U.S for a total of 3,536 every year between 2005 and 2014
  • 20% of those fatalities were under the age of 14. 
  • For non-fatalities, about 50% require emergency room attention and/or transfer to further care (compared to 6% for non-drowning-related injuries). Non-fatal injuries can include brain damage and long-term disabilities.
  • An additional 332 people perished in boating-related drowning incidents

Continue reading

Common Roots: Shifting Context – Leadership Springs from Within

What does a rubber chicken like this one? 

 

 

 

 

 

 

 

Have to do with a book like this one?  

 

 

 

 

 

 

 

 

Well, Kimberly Wiefling (rubber chicken lady) met Linda Alepin (now author of above book) when they started their study of generative leadership as young professionals.  

Kimberly was inspired by the principles of vision, listening, and dreaming to become widely known in the leadership arena, particularly working with innovative Japanese companies.  

Linda took the same principles into industry, academia, founding a not for profit that worked with hundreds of people around the globe and, finally, to this book.  

Join Linda as the author (and Kimberly as a participant) on Friday, February 4 from 8:00 AM to 9:30 AM PST (GMT -8).  You will hear stories of people from around the world who are featured in the book. 

It’s FREE.  Register at bit.ly/shifting-context-launch.

Shifting Context:  Leadership Springs from Within is available for pre-sale at Amazon https://amzn.to/3IHdJFS.  

Here is what Rayona Sharpnack had to say about the book:

“Shifting Context: Leadership Springs from Within is an important book at an important time in history. Research consistently shows that countries who seriously invest in women’s and girls’ empowerment get a dramatic return on their investment financially, socially, and in all ways that matter for a civil society. 

The women featured in this book are exemplars of that important investment! 

The book will inspire you, move you, and remind you of the hidden power that women have to make all of our lives better. Kudos to Linda and Barbara for their essential leadership in this movement for social entrepreneurship!”

 —Rayona Sharpnack, Founder/CEO at Institute for Gender Partnership and Women’s Leadership, Inc. 

These true stories of sheroes and heroes from around the world will inspire you.  They demonstrate how leadership that springs from within brings about real social change. 

If you are a passionate leader who wants to create greater impact do not miss this book launch and be sure to read the book. 

Apply for the Best Credit Card Benefits – A Few Important Considerations

Contributed article in our financial series. Enjoy! – Kimberly

A premium credit card is one that offers various prestigious benefits and services to its members. These cards are usually required to be invited by the provider of the card. The membership fee is usually high and it is necessary to meet the eligibility criteria before you can apply for it. A premium credit card also offers perks such as baggage delay insurance and airline lounge access. However, the benefits of BoA premium rewards can be very limited, and its membership requirements are stringent.

Interest Rate:

These premium credit cards come with annual fees and hefty interest rates, which should not be used by those who do not have the means to pay off the monthly fees. However, the services are very valuable. The annual fee of these credit cards is usually low, but they may not come with an introductory period. If you are serious about applying for such a card, then check your credit score online. In order to be eligible, you should have a high salary and a good credit score.Continue reading

5 Ways to Ask for What You Want

Contributed article in our professional empowerment series. Enjoy! – Kimberly

During a talk I was explaining the spirit of generosity, the final mindset in my book, The Connector’s Advantage. The idea of giving because you can, because you want to, giving because it feels good to you and without expectation of anything in return.  

My passionate please was interrupted when a woman in the audience loudly grumbled, “I’m tired of giving.” She threw her hands up in the air and continued, “No one ever gives back.” I paused quickly trying to determine why this could be happening to her. Then I questioned, “What have you asked for?” With a look of something between surprise and confusion she thought about it for a moment and then, a bit deflated said, “nothing.”

It is hard to ask for what you want, but you’ll never get it unless you do. I always say, “If you don’t ask, the answer is no. If you do ask, you immediately increase your odds.” We can’t expect others to read our minds and know what we want (and yes, that includes our significant others.) So, let’s talk about how to make ‘the ask’ easy so you can get what you want with the least amount of stress.

First, get clear on your fear. Are you worried you will come off as pushy or annoying? Do you feel guilty that you never did anything for them? Are you worried about jeopardizing the friendship or making them feel uncomfortable?

If any of these sounds familiar, choose a strategy to counter your concern. Below are five pressure-free ‘asks’ that snuff the stress out of these situations for you and the person you are asking the favor of.

The “Opt-Out Ask”
When you make this type of request, you will actually provide the reason why they may say no. You want to make ‘no’ as easy as saying yes. After all, yes feels good and no makes me want to avoid you. By making it easy to say ‘no’ you protect the relationship and leave the door open for a ‘yes’ down the road. For example, “I am interested in learning more about the day-to-day responsibilities of your job and the company you work for. Would you be available for an informational interview?  If you are too swamped with work, though, I understand.”Continue reading

The Ultimate Explanation for the Term Forex Lot

Contributed article in our financial series. Enjoy! – Kimberly

Very few people have a clear knowledge of the term, “LOT”. We are going to familiarize you with the size of the lot, how you can trade with your small benefit in the Forex market and how to calculate your profit or loss in Forex. 

In Forex, the standard lot size is 100,00 units, which is 100k. There are other sizes of Forex lot. They are mini, micro, and nano. Here is a graph to show you the lot size.

Forex Lot size

From the previous article, you will have understood how the movement of pips contributes to your money-making in Forex. When the movement of your pip is positive, you make money. If it is negative, you lose money. You can take the benefits of pips, a very small incremental change of your trading to make a big money out of your trade. Those who prefer to trade commodities know very well that how a slight change in the pip value can alter their profit factors.Continue reading