Author Archive: Kimberly Wiefling

Apply for the Best Credit Card Benefits – A Few Important Considerations

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Contributed article in our financial series. Enjoy! – Kimberly

A premium credit card is one that offers various prestigious benefits and services to its members. These cards are usually required to be invited by the provider of the card. The membership fee is usually high and it is necessary to meet the eligibility criteria before you can apply for it. A premium credit card also offers perks such as baggage delay insurance and airline lounge access. However, the benefits of BoA premium rewards can be very limited, and its membership requirements are stringent.

Interest Rate:

These premium credit cards come with annual fees and hefty interest rates, which should not be used by those who do not have the means to pay off the monthly fees. However, the services are very valuable. The annual fee of these credit cards is usually low, but they may not come with an introductory period. If you are serious about applying for such a card, then check your credit score online. In order to be eligible, you should have a high salary and a good credit score.Continue reading→

5 Ways to Ask for What You Want

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Contributed article in our professional empowerment series. Enjoy! – Kimberly

During a talk I was explaining the spirit of generosity, the final mindset in my book, The Connector’s Advantage. The idea of giving because you can, because you want to, giving because it feels good to you and without expectation of anything in return.  

My passionate please was interrupted when a woman in the audience loudly grumbled, “I’m tired of giving.” She threw her hands up in the air and continued, “No one ever gives back.” I paused quickly trying to determine why this could be happening to her. Then I questioned, “What have you asked for?” With a look of something between surprise and confusion she thought about it for a moment and then, a bit deflated said, “nothing.”

It is hard to ask for what you want, but you’ll never get it unless you do. I always say, “If you don’t ask, the answer is no. If you do ask, you immediately increase your odds.” We can’t expect others to read our minds and know what we want (and yes, that includes our significant others.) So, let’s talk about how to make ‘the ask’ easy so you can get what you want with the least amount of stress.

First, get clear on your fear. Are you worried you will come off as pushy or annoying? Do you feel guilty that you never did anything for them? Are you worried about jeopardizing the friendship or making them feel uncomfortable?

If any of these sounds familiar, choose a strategy to counter your concern. Below are five pressure-free ‘asks’ that snuff the stress out of these situations for you and the person you are asking the favor of.

The “Opt-Out Ask”
When you make this type of request, you will actually provide the reason why they may say no. You want to make ‘no’ as easy as saying yes. After all, yes feels good and no makes me want to avoid you. By making it easy to say ‘no’ you protect the relationship and leave the door open for a ‘yes’ down the road. For example, “I am interested in learning more about the day-to-day responsibilities of your job and the company you work for. Would you be available for an informational interview?  If you are too swamped with work, though, I understand.”Continue reading→

The Ultimate Explanation for the Term Forex Lot

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Contributed article in our financial series. Enjoy! – Kimberly

Very few people have a clear knowledge of the term, “LOT”. We are going to familiarize you with the size of the lot, how you can trade with your small benefit in the Forex market and how to calculate your profit or loss in Forex. 

In Forex, the standard lot size is 100,00 units, which is 100k. There are other sizes of Forex lot. They are mini, micro, and nano. Here is a graph to show you the lot size.

Forex Lot size

From the previous article, you will have understood how the movement of pips contributes to your money-making in Forex. When the movement of your pip is positive, you make money. If it is negative, you lose money. You can take the benefits of pips, a very small incremental change of your trading to make a big money out of your trade. Those who prefer to trade commodities know very well that how a slight change in the pip value can alter their profit factors.Continue reading→

You Can Beat Autoimmune!

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We are delighted to host this guest post in support of the wonderful work that Palmer Kippola is doing to help people reclaim their best lives. Enjoy! – Kimberly

I’m Palmer Kippola, certified Functional Medicine Health Coach and I used to have MS.

If you’re plagued with frustrating or debilitating autoimmune symptoms like profound fatigue, aches and pains, numbness and tingling, brain fog, or all of the above you’re not alone. About one in five Americans, or roughly ten percent of the world’s population, suffers from one of the more than 100 autoimmune diseases. It’s estimated that the prevalence and cost of autoimmune disease is greater than cancer, heart disease and diabetes combined, and it’s one of the top ten causes of death in women under age sixty-four. Long haul COVID may very well be classified as an autoimmune disease too.

Autoimmunity is epidemic today but it doesn’t have to be that way.

While it took me more than two decades of trial and error to finally reverse the MS, and another 5 years to study how that was even possible, it can be far quicker, more straightforward, and less costly to reverse or prevent autoimmune conditions today.

You may be thinking all this sounds a little too good to be true. And who can blame you? You probably haven’t heard many people say, “I used to have MS,” and most likely, your doctor hasn’t mentioned anything beyond the use of prescription medication to “manage” your condition. Although millions of Americans suffer from at least one of the myriad autoimmune disorders, the best the current medical establishment can provide is little more than medications, which may in an ironic twist, trigger additional autoimmune conditions, and even cancer. That’s because most conventional doctors have never learned how to effectively treat chronic disease, like autoimmune disorders, type 2 diabetes, and dementia.

In other words, what your doctor doesn’t know can hurt you. Thankfully, despite Western medicine’s current limitations, groundbreaking studies in the last decade have given us the science we need to prevent, and yes, even reverse autoimmune disorders.Continue reading→

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My friend’s 5 year old daughter, Dejanah, published her first short book on Amazon as part of a series. She is so excited about it. Her Mum says “She really worked hard on this and saw this process through, even the publishing part that my husband helped with. So she has asked me to share the news!” Enjoy! – Kimberly

The author describes this as an epic book. It is part of a series, and is only part one. It is about Serena, a superhero, and she is great! More books about her will be coming out that explain her legacy. This is a beautiful book. It is magical, is very mysterious, and it is very funny. It explains a tiny bit of her life. Follow her as she explores the nether, in search of her sister.Continue reading→

The Importance of Helping Others in Business

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Contributed article in our entrepreneurial series. Enjoy! – Kimberly

Many entrepreneurs can be insular, greedy, and selfish. However, the best businesses are always those that are the most giving. 

Your company needs to fulfill a real purpose in society. Every idea you have needs to resonate among the masses, changing lives for the better. After all, ambition is a core trait of any successful entrepreneur, so there’s really no place for half measures here. 

How you choose to run your company plays a big part too. You will often be judged on your ability to go the extra mile for your workers and your community. Every resource and piece of knowledge that you have needs to be put to good use. 

Here’s why helping others in business is so important. 

Creating More Opportunities

As you build experience in the business environment, you may find yourself being pulled in different directions. Some of your knowledge may no longer be useful to you personally as your company evolves too. Continue reading→

Visit Low. i.e. to Find Out More about Mortgage Protection Insurance

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Contributed article in our personal finance series. Enjoy! – Kimberly

Some homeowners worry about their properties when they die, so they are getting mortgage protection insurance. The promise is appealing and simple, and this is when the insured dies, the remaining mortgage in the house will be paid off, and the surviving family can keep it.

However, the reality is sometimes more complex than this promise. You can visit Low.ie to find out more information about life and mortgage protection insurance, so you’re better informed. Many people find that a normal term of life protection is already enough for their needs. 

More about the Mortgage ProtectionContinue reading→