Apply for the Best Credit Card Benefits – A Few Important Considerations

Contributed article in our financial series. Enjoy! – Kimberly

A premium credit card is one that offers various prestigious benefits and services to its members. These cards are usually required to be invited by the provider of the card. The membership fee is usually high and it is necessary to meet the eligibility criteria before you can apply for it. A premium credit card also offers perks such as baggage delay insurance and airline lounge access. However, the benefits of BoA premium rewards can be very limited, and its membership requirements are stringent.

Interest Rate:

These premium credit cards come with annual fees and hefty interest rates, which should not be used by those who do not have the means to pay off the monthly fees. However, the services are very valuable. The annual fee of these credit cards is usually low, but they may not come with an introductory period. If you are serious about applying for such a card, then check your credit score online. In order to be eligible, you should have a high salary and a good credit score.Continue reading

The Ultimate Explanation for the Term Forex Lot

Contributed article in our financial series. Enjoy! – Kimberly

Very few people have a clear knowledge of the term, “LOT”. We are going to familiarize you with the size of the lot, how you can trade with your small benefit in the Forex market and how to calculate your profit or loss in Forex. 

In Forex, the standard lot size is 100,00 units, which is 100k. There are other sizes of Forex lot. They are mini, micro, and nano. Here is a graph to show you the lot size.

Forex Lot size

From the previous article, you will have understood how the movement of pips contributes to your money-making in Forex. When the movement of your pip is positive, you make money. If it is negative, you lose money. You can take the benefits of pips, a very small incremental change of your trading to make a big money out of your trade. Those who prefer to trade commodities know very well that how a slight change in the pip value can alter their profit factors.Continue reading

Visit Low. i.e. to Find Out More about Mortgage Protection Insurance

Contributed article in our personal finance series. Enjoy! – Kimberly

Some homeowners worry about their properties when they die, so they are getting mortgage protection insurance. The promise is appealing and simple, and this is when the insured dies, the remaining mortgage in the house will be paid off, and the surviving family can keep it.

However, the reality is sometimes more complex than this promise. You can visit Low.ie to find out more information about life and mortgage protection insurance, so you’re better informed. Many people find that a normal term of life protection is already enough for their needs. 

More about the Mortgage ProtectionContinue reading

Essential Services for Non Profit Associations [A Guide]

You’ve most likely heard the terms “charity”, “non-profit”, and even “not-for-profit” used for associations and organizations that support social, environmental, and sometimes, political causes. But all three terms refer to different kinds of entities.

However, the focus of this article is to explain what non-profit associations do, their essential services and how they differ from charities.

What is a Non-Profit Organisation?

A non-profit or not-for-profit organization is a tax-exempt entity that is organized to achieve mutual or public benefits that do not include generating profits for members of the board, owners, or investors.Continue reading

8 Benefits of Having a Kredittkort in Norge

Have you ever considered getting a credit card? Even though many finance experts advise individuals against using such cards, these payment options can provide endless benefits as long as people use them responsibly. 

Credit cards offer bonus opportunities, reward points, fraud protection, price protection, grace periods, purchase protection, etc. Cardholders are allowed to make purchases even when having no money. Therefore, one should be responsible when spending in order not to end up in debts. 

Grace periods and protection programs vary across card issuers but most of them aim to protect cardholders.

Learn more about the remarkable benefits of using such a payment option in Norway.

Bonus opportunities

Many individuals prefer credit over debit cards because of the bonus opportunities the former provide. Applicants who have recently opened an account are capable of earning one-time bonuses in the course of the first couple of months. Nevertheless, these bonuses aren’t given to all applicants; only to those whose scores are solid. Continue reading

She-Cession: What Is It + How to Navigate It

Contributed infographic in our business series. Enjoy! – Kimberly

This year has sent various curveballs our way. One of the biggest curveballs being COVID-19 that sent ripples through the world and the majority of our lifestyles. Instead of going about our regular day-to-day lives, the majority of us were spending more time at home — more than we’ve ever had to. Not only did this directly affect our everyday routines, but it also sent a shock through the job market. Many people around the world lost their jobs — many being in women lead industries. 

Understandably so, many companies had to shut doors and halt production to help save workers from the unknown. Yet, women seem to have been the first to go in some situations. Many are starting to label this recession as a she-cession — pointing out the overwhelmingly negative effects on working females. Not to mention, 47 percent of jobs held by women are within the three industries hit hardest by COVID-19; hospitality, education, and health services. Continue reading

The Gender Gap in Venture Capital: How Female Business Owners Are Proving Themselves

Contributed article in our business series. Enjoy! – Kimberly

As much as we push for equality, women still face many uphill battles in the business world. The industry is primarily dominated by men and with that comes challenges for female entrepreneurs. For one, women face barriers when it comes to accessing capital to start and grow their businesses.  In fact, solely female companies accumulated only 2.3 percent of the total capital invested in venture-backed startups in the US. 

Thankfully, female entrepreneurs are starting to gain ground in venture capital and make strides to create equal opportunities in the industry. If you are a woman in business and plan to search for venture capital, wow them with some of these leadership skills to make you stand outContinue reading

The Dos And Don’ts Of Business Financing

Contributed article in our anti-viral cleanliness series. Enjoy! – Kimberly

Financing a business can be costly and challenging, particularly as you have many ongoing costs throughout the life of your organization.

From growth through to diversification, there’s a range of reasons why your company will need to explore financing options throughout its lifecycle.

When seeking business finance, there’s a range of techniques you should use, and many that you definitely shouldn’t. It can be tough for new business owners to navigate the competitive world of business finance, so to help, we’ve put together a list of the dos and don’ts of business finance.

Don’t: Choose The First Provider You See

Do: Review All The Options Before You Choose A Provider

Choosing a financing option can be challenging, with so many companies out there offering financial products and trying to entice you with fancy advertising campaigns.Continue reading