Gold, silver, palladium, and platinum are considered precious metals because of their rareness. The limited amounts of minerals produced each year are decreasing, and their scarcity increases these metals’ value.Continue reading
Have you ever considered getting a credit card? Even though many finance experts advise individuals against using such cards, these payment options can provide endless benefits as long as people use them responsibly.
Credit cards offer bonus opportunities, reward points, fraud protection, price protection, grace periods, purchase protection, etc. Cardholders are allowed to make purchases even when having no money. Therefore, one should be responsible when spending in order not to end up in debts.
Grace periods and protection programs vary across card issuers but most of them aim to protect cardholders.
Learn more about the remarkable benefits of using such a payment option in Norway.
Many individuals prefer credit over debit cards because of the bonus opportunities the former provide. Applicants who have recently opened an account are capable of earning one-time bonuses in the course of the first couple of months. Nevertheless, these bonuses aren’t given to all applicants; only to those whose scores are solid. Continue reading
Contributed infographic in our business series. Enjoy! – Kimberly
This year has sent various curveballs our way. One of the biggest curveballs being COVID-19 that sent ripples through the world and the majority of our lifestyles. Instead of going about our regular day-to-day lives, the majority of us were spending more time at home — more than we’ve ever had to. Not only did this directly affect our everyday routines, but it also sent a shock through the job market. Many people around the world lost their jobs — many being in women lead industries.
Understandably so, many companies had to shut doors and halt production to help save workers from the unknown. Yet, women seem to have been the first to go in some situations. Many are starting to label this recession as a she-cession — pointing out the overwhelmingly negative effects on working females. Not to mention, 47 percent of jobs held by women are within the three industries hit hardest by COVID-19; hospitality, education, and health services. Continue reading
As much as we push for equality, women still face many uphill battles in the business world. The industry is primarily dominated by men and with that comes challenges for female entrepreneurs. For one, women face barriers when it comes to accessing capital to start and grow their businesses. In fact, solely female companies accumulated only 2.3 percent of the total capital invested in venture-backed startups in the US.
Thankfully, female entrepreneurs are starting to gain ground in venture capital and make strides to create equal opportunities in the industry. If you are a woman in business and plan to search for venture capital, wow them with some of these leadership skills to make you stand out. Continue reading
Financing a business can be costly and challenging, particularly as you have many ongoing costs throughout the life of your organization.
From growth through to diversification, there’s a range of reasons why your company will need to explore financing options throughout its lifecycle.
When seeking business finance, there’s a range of techniques you should use, and many that you definitely shouldn’t. It can be tough for new business owners to navigate the competitive world of business finance, so to help, we’ve put together a list of the dos and don’ts of business finance.
Don’t: Choose The First Provider You See
Do: Review All The Options Before You Choose A Provider
Choosing a financing option can be challenging, with so many companies out there offering financial products and trying to entice you with fancy advertising campaigns.Continue reading
As well as we think we are standing right now in regard to our equality rights and performance, subgroups of minorities still exist where some individuals are better regarded than others. According to Pr News Wire (2019), 46% of women surveyed in an Ivanti Women Tech Survey 2019 stated that the marketing industry has not been able to completely close the gender gap to encourage more women to take part in the tech industry. Most of the women interviewed argued that stereotypes will determine men and women to be viewed as having separate roles within one company, with males being valued at a higher demand rate and thus women being disadvantaged.
Here are some of the main reasons women in tech industry are still experiencing inequality. Check them out to find more. You are welcome to add solutions and comments!
Highest paying jobs: predominantly male
The first reason why women in tech can sometimes show lower salaries than men are that, unfortunately, until now, most of the highest paying jobs in the technological world are predominantly male – and guess what? According to the Business Insider, women earn an average of 79 cents for every dollar that a man makes in the United States. One of the main issues is that women are being underrepresented in various leadership roles and positions, which is why this wage gap is bound to happen.Continue reading
A trading strategy should develop based on the trader’s personality. People who love to trade with low risk and execute less trade should go for a swing trading strategy. To them, scalping will be the most aggressive strategy. Most importantly, they will not understand the random execution of the trade associated with the scalping strategy. However, new investors in Australia might face some difficulties in understanding the swing trading method. Due to their lack of knowledge, experience, and skills, they will fail to speculate on the price movement properly.
Learning to use the swing trading strategy is not so hard. If you follow the basic rules mentioned in this article, you can expect to become a professional swing trader.
Swing high and swing low
The first thing which you need to learn as a swing trader is a swing high and swing low. A swing high is such a price zone that was not tested in recent times. On the contrary, a swing low a specific price level where the price most likely to find support. Based on the swing and swing low, the professional finds the retracement point of the trend. Though you can manually find the retracement phase of the major trend, the pro traders prefer to use the Fibonacci retracement tools.Continue reading
No matter what type of business you’re planning to run, there is a certain amount of risk that comes with having your own company. Even if you put all your effort into getting your business off the ground, there are all sorts of unforeseen circumstances that can arise, making it more important than ever to take out insurance. Whether you’re a small business or large organisation, keeping your company protected is crucial.
With that in mind, here are four types of insurance you should take out in order to ensure your business is protected.
Employers’ Liability Insurance
If you are employing others in your business you are legally required to take out employer’s liability insurance, which will ensure your employees are protected if they have a fall or are injured whilst at work. It’s important that you display your insurance certificate where your staff can view it.Continue reading
A hefty 401(k) is in an important part of building your retirement nest egg. The best way to keep it viable is to never dip into it for any reason. Of course, emergency situations may arise over the years. However, you really need to have another financial source available when and if that situation arises. Credit cards are the traditional go-to, but if unavailable due to bad credit the next option to consider is to apply for a bad credit installment loan online. Though debt is never ideal, it’s better than the alternative; remember, tapping into your 401(k) savings may be more costly than you know.Continue reading